{"id":15,"date":"2023-06-28T15:27:41","date_gmt":"2023-06-28T15:27:41","guid":{"rendered":"https:\/\/www.gaponline.nauris.pl\/?page_id=15"},"modified":"2026-08-24T23:05:42","modified_gmt":"2026-08-24T21:05:42","slug":"15-2","status":"publish","type":"page","link":"https:\/\/gaponline.pl\/blog\/","title":{"rendered":"Ubezpieczenie GAP \u2013 Blog GapOnline"},"content":{"rendered":"[vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/4&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;default&#8221; gradient_type=&#8221;default&#8221; offset=&#8221;vc_hidden-xs&#8221;][vc_widget_sidebar enable_sticky=&#8221;true&#8221; sidebar_id=&#8221;blog-sidebar&#8221;][\/vc_column][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;3\/4&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][recent_posts style=&#8221;single_large_featured&#8221; large_featured_padding=&#8221;20%&#8221; button_color=&#8221;Accent-Color&#8221; bg_overlay=&#8221;solid_color&#8221; category=&#8221;all&#8221; order=&#8221;DESC&#8221; orderby=&#8221;date&#8221; image_loading=&#8221;default&#8221;][nectar_post_grid post_type=&#8221;post&#8221; blog_category=&#8221;all&#8221; order=&#8221;DESC&#8221; orderby=&#8221;date&#8221; pagination=&#8221;load-more&#8221; button_color=&#8221;black&#8221; columns=&#8221;2&#8243; grid_item_spacing=&#8221;25px&#8221; grid_item_height=&#8221;30vh&#8221; image_size=&#8221;large&#8221; image_loading=&#8221;default&#8221; animation=&#8221;none&#8221; heading_tag=&#8221;default&#8221; display_categories=&#8221;yes&#8221; category_functionality=&#8221;default&#8221; category_position=&#8221;default&#8221; display_date=&#8221;yes&#8221; display_excerpt=&#8221;yes&#8221; grid_style=&#8221;content_under_image&#8221; content_under_image_text_align=&#8221;left&#8221; text_color=&#8221;dark&#8221; hover_effect=&#8221;zoom&#8221; border_radius=&#8221;5px&#8221; posts_per_page=&#8221;6&#8243; post_offset=&#8221;1&#8243;][vc_column_text]\n<h2>Ubezpieczenie GAP bez tajemnic<\/h2>\n<p>Nowe auto traci na warto\u015bci najszybciej w pierwszych trzech latach. Je\u015bli w tym czasie dojdzie do kradzie\u017cy albo szkody ca\u0142kowitej, odszkodowanie z AC wyp\u0142acane jest wed\u0142ug warto\u015bci rynkowej pojazdu w dniu zdarzenia, a nie wed\u0142ug kwoty z faktury czy salda leasingu. Powsta\u0142a r\u00f3\u017cnica potrafi wynie\u015b\u0107 kilkadziesi\u0105t tysi\u0119cy z\u0142otych i to Ty j\u0105 pokrywasz. <strong>Ubezpieczenie GAP<\/strong> zamyka w\u0142a\u015bnie t\u0119 luk\u0119.<\/p>\n<p>Na tym blogu t\u0142umaczymy ten produkt bez marketingowego \u017cargonu: ile realnie kosztuje, kiedy si\u0119 op\u0142aca, a kiedy nie, czym r\u00f3\u017cni\u0105 si\u0119 poszczeg\u00f3lne warianty i co znajduje si\u0119 w wy\u0142\u0105czeniach, o kt\u00f3rych nikt nie m\u00f3wi przy podpisywaniu umowy.<\/p>\n<h3>Od czego zacz\u0105\u0107<\/h3>\n<ul>\n<li><a href=\"https:\/\/gaponline.pl\/blog\/ubezpieczenie-gap-co-to-jest-i-czy-warto-brac-do-leasingu\/\">Czym jest GAP i czy warto go bra\u0107 do leasingu<\/a><\/li>\n<li><a href=\"https:\/\/gaponline.pl\/blog\/rodzaje-ubezpieczenia-gap-co-to-jest-gap\/\">Rodzaje GAP: fakturowy, casco i indeksowy<\/a><\/li>\n<li><a href=\"https:\/\/gaponline.pl\/blog\/szkoda-calkowita-oc-sprawcy-czy-ac\/\">Szkoda ca\u0142kowita nie z Twojej winy: OC sprawcy czy w\u0142asne AC<\/a><\/li>\n<li><a href=\"https:\/\/gaponline.pl\/blog\/utrata-wartosci-aut-2025-raport-i-rozwiazanie-gap\/\">Ile naprawd\u0119 trac\u0105 auta na warto\u015bci: raport 2024\/2025<\/a><\/li>\n<li><a href=\"https:\/\/gaponline.pl\/blog\/szkoda-w-aucie-z-leasingu-poradnik-2026\/\">Szkoda w aucie z leasingu: jak zg\u0142osi\u0107 i nie straci\u0107 pieni\u0119dzy<\/a><\/li>\n<\/ul>\n<h3>Polis\u0119 kupisz od razu, bez czekania na doradc\u0119<\/h3>\n<p>Wi\u0119kszo\u015b\u0107 firm oferuj\u0105cych GAP w Polsce sprzedaje go wy\u0142\u0105cznie przez dealera, leasingodawc\u0119 albo agenta, a kalkulator na stronie s\u0142u\u017cy tylko do zostawienia numeru telefonu. U nas jest inaczej: wyliczasz sk\u0142adk\u0119, kupujesz i otrzymujesz polis\u0119 online, o dowolnej porze. Jawnie podajemy te\u017c ubezpieczyciela, bo przy produkcie kupowanym na kilka lat warto wiedzie\u0107, kto odpowiada za wyp\u0142at\u0119 odszkodowania.<\/p>\n<p><a href=\"https:\/\/gaponline.pl\/cta\/buy-gap\/BLOG\">Sprawd\u017a sk\u0142adk\u0119 dla swojego pojazdu<\/a> lub zacznij od poradnik\u00f3w powy\u017cej.<\/p>\n[\/vc_column_text][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>[vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221;&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-15","page","type-page","status-publish"],"_links":{"self":[{"href":"https:\/\/gaponline.pl\/blog\/wp-json\/wp\/v2\/pages\/15","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gaponline.pl\/blog\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/gaponline.pl\/blog\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/gaponline.pl\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gaponline.pl\/blog\/wp-json\/wp\/v2\/comments?post=15"}],"version-history":[{"count":6,"href":"https:\/\/gaponline.pl\/blog\/wp-json\/wp\/v2\/pages\/15\/revisions"}],"predecessor-version":[{"id":686,"href":"https:\/\/gaponline.pl\/blog\/wp-json\/wp\/v2\/pages\/15\/revisions\/686"}],"wp:attachment":[{"href":"https:\/\/gaponline.pl\/blog\/wp-json\/wp\/v2\/media?parent=15"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}